And to make things as convenient as possible, they’ll also file your claims and can even request pre-treatment coverage estimates from Guardian so you know what to expect financially from the start. With years of experience dealing with the “ins and outs” of dental insurance, you can bet that they’ve handled questions or cases like yours before. As patient care coordinators, Chelsea, Rhonda, and Jaime are your go-to source for information about your Guardian plan or any other insurance coverage you may have. We know that navigating insurance plans on your own is tough, so we have not one but three in-house insurance and financing specialists to help you. Meet Chelsea, Rhonda, and Jaime - Our Guardian Insurance Experts This way, you can benefit from two plan maximums rather than one. the first phase of treatment done towards the end of one year, the second phase done at the start of the following year). On average, your annual maximum can range between 500 and 1,000, which means, once youve met your deductible, your insurance company will only agree to pay. To help you use your benefits to the fullest, sometimes we can plan your treatment in phases spread over two years (e.g. However, they’ll all have an annual maximum (usually between $800 -$1,500), which is the most they’ll pay for your dental care within a calendar year. Major restorative care – More involved procedures such as dental crowns and root canals are also generally covered at 50% – 60%.Īgain, each Guardian PPO plan is different, so, for example, some will have deductibles for certain procedures and not for others.Basic restorative care – This includes simple restorative procedures such as fillings, which often get 50% – 60% coverage.Preventive care – Cleanings, routine X-rays, and checkup exams are typically covered at 100%.However, since they offer different plans, it’s important to check your individual benefits or call us for clarification. Kanumilli and her team are dedicated to providing comprehensive dental care to ensure healthy & vibrant smiles for a lifetime. With that said, you’ll save the most by seeing an in-network Guardian dentist in Bridgeville because your out of pocket fees will be lower.īelow are some typical coverage percentages for a Guardian PPO plan. One benefit of a Guardian PPO plan is that it’s flexible, so you can use it to see any dentist you’d like. Request an appointment Download Forms Virtual Consult
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